Have you notice how much points you have from your credit card or member card ? Do you know what you can do with the accumulated points ?
For credit card accumulated points, I normally exchanged the points with cash / gift vouchers from my favourite retailer i.e. Jusco, Watsons, Guardian , Parkson , Padini .... basically those big corporation that have variety of products that I can choose from. For me cash / gift vouchers are more practical as normally the validity of the voucher is 1 year and you are able to wait and see until its the right time to use the voucher. I normally will choose the product that I am not willing to pay full price or even discounted price. I will also choose those product that I have not used before and interested in trying out.
Recently I have exchanged the points that I have with a RM 50 Padini gift voucher. I keep the voucher in my wallet for nearly 1 month before it's the right time of using it. So, when its the right time ? ......... Of course it's during the time when the SALE going on. Then you are able to buy it at a more cheaper price .
I wanted to change my wallet for quite some time as its has already worn off, although I only use it for 2 years.
Padini are having a 3 days special storewide 50% off from 30 Nov - 02 Dec 2012. I went to shop around and manage to get wallet that I have been eyeing for 50% off. So I take this opportunity to make good use of my gift voucher
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| This is the wallet the I bought. The original price is RM 89.00 |
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| The original price of these earings is RM 21.00 |
The discounted price of the wallet is RM 44.50 and the value of the gift voucher is RM 50.00, so I need to find another item to fully utilised the voucher that I have. So I end up geting this earing for RM 5.00.
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| The total bill |












